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Showing posts from July, 2012

The Risk-Free Existence

The moral decay of our once great nation is not about parties. It arises from the fantasy that we can eliminate all risk from life.

While eliminating risk is what everyone wants to do, and what everyone works to do, it has its limits. We can save, and invest - but the bank could fold, the business could bankrupt, the jar of gold coins could be stolen. These failures can be because of bad luck, or bad choices.

We can go to school to try to learn the right things, we can buy insurance, we can be careful about what we hedge and what we risk. But all life is risk - every single day you might trip, have a heart attack, be hit by a bus, get robbed at gunpoint and shot dead. You cannot plan all risk out of life, and trying to do so causes us to commit grave injustices against others and to make everyone profoundly unhappy.

The only truly risk-free life would be, disembodied brains, encased in layers of steel and concrete, somehow fed by a source similarly protected from the outside - protec…